Taking excellent care of your workers, each whereas they’re working and after they retire, isn’t simply the fitting factor to do. It’s additionally a necessity for attracting and retaining certified expertise in at this time’s aggressive atmosphere.
Inexpensive well being protection via a bunch Medicare plan is a vital part of a complete retirement package deal. I’ve been working with Independence Blue Cross (IBX) Medicare plans since 2005. And now as Director of Group Medicare Gross sales, I’d wish to stroll you thru all some great benefits of providing your workforce an IBX group Medicare Benefit plan.
Higher Than Medigap
Many employers have been providing their workers the identical Medicare Complement (“Medigap”) plan for ages. And Medigap plans are superb. However Medicare Benefit plans supply many extra advantages at a considerably decrease value than Medigap plans.
Private Selection 65SM PPO plans and Keystone 65 HMO plans from IBX are available in a wide range of choices with completely different prices and advantages. However they’re all very extremely rated by the Facilities for Medicare and Medicaid Providers, a testomony to their total high quality by way of protection and buyer satisfaction.
Price Financial savings
Your retirees might enroll in particular person Medicare Benefit plans on their very own. And there are lots of plans on the market, lots of them with $0 premiums. However even with a $0 premium, an individual’s out-of-pocket prices can nonetheless add up based mostly on issues like specialist copays and medicine prices.
Group Medicare plans can leverage group charges to ship decrease out-of-pocket prices to members. That makes them a really engaging profit to supply your workers once they retire.
And IBX group Medicare Benefit plans include versatile funding choices in addition to vital tax benefits. They’re typically higher than or equal to what our rivals can present, by way of charges, advantages, or each. It’s a win-win for employers in addition to retirees.
Protection Continuity
In case your group already has a bunch worker well being care plan via IBX, transitioning to an IBX Medicare Benefit plan at retirement is seamless. Individuals can take pleasure in the identical massive well being community as earlier than, with:
- Even decrease out-of-pocket prices
- Constructed-in dental, imaginative and prescient, and listening to protection
- A no-cost health program
- An out-of-pocket allowance for qualifying over-the-counter well being merchandise
- And lots of different priceless extras
There’s continuity for employers as effectively. You get skilled, devoted account administration from the hometown well being insurer you already know and belief.
Superlative Assist
Our service doesn’t finish when our sale is full. We assist your retiring workforce members navigate the Medicare maze to get probably the most worth and the highest-quality care from their well being plan. We provide personalised steerage that’s second to none.
We additionally maintain member seminars on standard subjects all year long. We tailor these displays to deal with advantages that members are under-utilizing to assist them get probably the most out of their plan. We continually replace our members and shoppers on new Medicare guidelines.
My workforce stands able to reply no matter questions you might have about IBX group Medicare Benefit plans. You possibly can attain us at [email protected].